Don’t Let Bad Credit Bring You Down: What a Mortgage Broker Can Do for You

Sep 152018


While negative information on your credit report can make getting approved for a home loan more difficult, obtaining financing isn't impossible -- even if you've declared bankruptcy in the past. If your mortgage application has been denied because of bad credit, it may be time to consider working with a mortgage broker Edmonton. Here are a few ways working with a broker can help you purchase a new home or refinance your current home loan. 

How a Debt Consolidation Loan Can Help Pay Off Your Accumulated Debt Faster

Sep 012018


Debt consolidation loans allow borrowers to replace their outstanding credit balances into a single loan or line of credit. These types of loans can be particularly beneficial to those who are struggling to pay off a large amount of high-interest debt. If you're currently faced with outstanding debts that you're having trouble paying, here are three ways that debt consolidation loans Edmonton can help you pay your debt off faster. 

Turn Your House into Your Dream Home with a Home Renovation Loan

Aug 152018


Whether you simply want to make your home more energy-efficient or add a whole new wing to your house, a home renovation loan can help make your vision a reality. Below are three borrowing solutions that can turn your current property, or the one you've just purchased, into the home of your dreams. 

How to Use a Bad Credit Mortgage Broker to Your Advantage

Aug 012018


Many people with poor credit overlook the importance of having a mortgage broker on their side when applying for a home loan. After all, what can a mortgage broker do for your that you can't accomplish yourself for free? While there's nothing stopping you from shopping around for home financing on your own, there are clear benefits to seeking the assistance of a bad credit mortgage broker. Here are a few ways to use a mortgage broker to your advantage. 

How to Pay Back Your Home Equity Line of Credit

Jul 152018


Since a home equity line of credit (HELOC) typically requires low, interest-only payments for the first 10 to 15 years of borrowing, there are clear advantages to repaying the full loan amount as quickly as possible. Here are a few ways to pay off your HELOC faster without overextending your monthly budget. 

The Ins and Outs of Home Renovation Loans: What You Need to Know Before You Renovate Your Edmonton Home

Jul 012018


While credit cards and personal lines of credit can be used to finance your home renovation project, there are better options available that can save you hundreds, if not thousands, of dollars over the long term. Before you begin work on your property, here are a few other types of home renovation loans to consider. 

Take the Right Steps to Refinance Your Mortgage with Bad Credit

Jun 162018


Refinancing a home loan allows homeowners to take advantage of lower interest rates, saving them hundreds, or even thousands, of dollars over the life of their mortgage. But for homeowners trying to refinance their mortgage with bad credit, can have their struggles. While refinancing a mortgage with bad credit can be a challenge, there are steps you can take to improve your chances of getting approved. Here are three tips for obtaining a new home loan. 

How a Bad Credit Mortgage Lender Can Help You AVOID Bankruptcy

Jun 012018


If you own a home and are facing bankruptcy, it's time to consult with a bad credit mortgage lender about the debt relief options that are available to you. Below are three solutions that a bad credit mortgage lender may suggest in order to help you avoid insolvency. 

Home Equity Loans: How to Access Your Home's Equity

May 152018


There are many reasons why a homeowner might want to access some of the equity in their home. Whether it's to pay down consumer debt, cover school tuition costs, or complete home renovations, using the equity available in the property is a great way to avoid taking out high-interest loans. Here's how home equity loans can help homeowners tap into the cash they've built up in their Edmonton home. 

Manage Your Money: How Debt Consolidation Loans Can Help You Get Out of Debt Faster

May 012018


If you're finding it difficult to keep up with multiple credit card or loan payments, it may be time to consider a debt consolidation loan. Here are three ways that debt consolidation loans can help you reclaim control of your financial situation and pay off your debt faster. 

Learn More About Getting a Mortgage with Bad Credit