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A loan against your home equity can either be a good or wrong financial step. It depends on how you intend to spend the money. We have highlighted how not to use equity lending below.

If you are wondering whether taking a second mortgage will hurt your credit, then the simple answer is No. Keep reading to learn more.

Home equity mortgage loans allow homeowners to maximize the equity they have built in their properties to secure low-interest loans. But are these loans right for you?

Getting out of debt is one of the life goals that many people struggle with. Those who successfully get out of debt often use strategic financial management techniques such as debt consolidation.

By consolidating your debts, you can better keep track of all your finances. Similarly, if you manage to secure a low-interest debt consolidation loan and still maintain your monthly debt payment rate, you can pay off your debt faster.

Homeowners looking to take a second mortgage on their properties are often skeptical of the loan product to choose and the lender to work with. If this sounds like you, we have you covered.

Whether you are running short of cash or going through tough financial times, it's possible to secure a fixed-interest loan using your home or own property as collateral. 

As the name suggests, a second mortgage is a type of loan taken against your property while still repaying your first mortgage. But why might you consider a second mortgage? 

Before going for home equity mortgage loans, it's necessary to understand the advantages and disadvantages of second mortgages. We've rounded up the pros and cons below, including some second mortgage alternatives.

Most people don’t ask enough questions when taking a home equity loan. We’ve rounded up the five must-ask questions to boost your chances of landing a good deal.

Learn More About USING YOUR HOME EQUITY TO QUALIFY FOR A LOAN