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Private Mortgage Solutions

Discover a range of comprehensive mortgage solutions designed to meet your unique financial needs. At BMC Mortgage and Investments, we offer personalized support and expert guidance to help you navigate the complexities of mortgage lending with confidence. Contact us today to explore the right solution for your financial goals.

As a private mortgage lender serving Edmonton, Calgary, and the surrounding Alberta market, we work with borrowers who do not always fit a traditional bank's checklist, including self-employed homeowners, real estate investors, and anyone facing a tight timeline or a less-than-perfect credit history. Rather than relying on a single standardized set of criteria, we evaluate each application based on the equity in your property and your specific financial situation.



coulpe first time home buyers

Primary Mortgages

Our private lender mortgage solutions provide flexible financing options for those who may not qualify through traditional banks. Whether you are a first-time homebuyer or an experienced real estate investor, we tailor our services to fit your unique circumstances, ensuring you secure the mortgage you need.

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second mortgages

Second Mortgages

Unlock the potential of your property's equity with our second mortgage solutions. Ideal for financing projects, consolidating debt, or accessing funds for various needs, our second mortgages offer a straightforward way to leverage your property's value and achieve your financial objectives.

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mortgage refinancing

Mortgage Refinancing

Take control of your financial future with our mortgage refinancing options. By refinancing your existing mortgage, you can benefit from lower interest rates, reduced monthly payments, or access additional funds for important expenses. Our team will guide you through the process to ensure the best possible outcome.

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bridge (interim) financing

Bridge (Interim) Financing

Bridge financing provides temporary funding solutions to cover the gap between buying a new property and selling your current one. Our bridge financing options are designed to offer you the flexibility and peace of mind needed to make seamless transitions in your real estate transactions.

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Which Mortgage Solution Is Right for You?

If you are purchasing your first home or do not meet a bank's standard lending criteria, a primary mortgage through a private lender may be the right starting point. If you already own a property and want to access its equity for a renovation, debt consolidation, or another financial goal, a second mortgage is typically the more direct route. If your existing mortgage no longer fits your financial picture, whether that means the rate, the term, or the amount of cash you have access to, refinancing may be worth exploring. If you are buying a new property before your current one has sold, bridge financing is designed specifically for that gap. Our team can help you determine which option fits your situation, and it is common for borrowers to use more than one of these solutions at different points in their homeownership journey.

How It Works

  • Apply for a mortgage Fill out a few details outlining your needs.
  • Determine loan amount Find out the mortgage amount you can afford.
  • Get fast funding Receive your money in as little as 24 hours.
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Jeff McConnell

Frequently Asked Questions

Experience the BMC Difference

Our team is dedicated to providing you with the personalized support and expert guidance you need to achieve your financial goals. Reach out to us now to explore your options and take the next step toward a brighter financial future.

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