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Of course, there are many ways to go about restructuring your debt. The more equity you have in your home, the more choices you will have to do it. 

Refinancing can be great for several reasons. If you have decided that refinancing is what you need to do, there are a number of factors that you should look at before taking the plunge into possibly more debt. Lower mortgage rates may or may not be suitable for you in the long run. 

Most people with poor credit assume that they won't be able to secure a mortgage with a low interest rate, but this isn't always the case. While it's true that most prime lenders reserve their best rates for borrowers with near-perfect credit, there are ways to obtain a mortgage rate you can afford.

A second mortgage should be though of as a tool that can help you get where you want in life. Second mortgages can help you to pay down debts, purchase an investment property, renovate your home, and more.

There are many reasons why a homeowner might want to refinance their mortgage. Some are seeking lower interest rates, while others might want to change the length of their term. One of the most common motivations behind mortgage refinancing, however, is to take advantage of a lower monthly payment.

There are many reasons a homeowner might want to tap into the equity they've built up in their home, whether it's to pay for a home repair, buy a new car, or finance a once-in-a-lifetime vacation.

Debt can be a tremendous burden for those that have more of it than they can handle. Falling behind on payments, collection calls, and having very little pocket change can ravage family relationships and people's self-esteem. When you are stressed and don't know where to turn the whole family suffers. 

A home equity loan is a great and inexpensive way to get money for a multitude of reasons. If you have average to good credit and enough equity to borrow on, you should easily qualify.

If your financial situation is good and you have outstanding credit you will probably qualify for a bridge loan. Bridge financing in Edmonton can be used for many different things. It has benefits for people that need to secure money quickly and for a short amount of time.

If you have poor credit owning a home may seem so far out of reach that you have not even considered that there may be a bad credit home loan out there that is right for you. Having bad credit doesn't have to mean that your dreams of owning a home are over.

A debt consolidation loan is an incredibly useful tool for managing outstanding credit accounts and paying them off faster. Debt consolidation simplifies your finances by allowing you to combine all your monthly bills into a single payment.

Getting a second mortgage with bad credit is not a simple process. Even if you have equity built up in your home, lenders may deny you financing based on your credit history. Fortunately, there are a few simple steps you can take to improve your chances of being approved– even if you have black marks on your credit report.

There are many ways to obtain the funds you need to make home improvements.

Can a bad credit lender help you avoid foreclosure? Do you know the steps to take when you are at risk for foreclosure? We can help. 

Do you know how bridge financing works? Do you qualify? How do you qualify? Here's how to buy a house before you sell yours! 

Borrowing against the equity in your home is a convenient way to access the funds needed to purchase a new car, pay for your children's education, or even buy a second home. But how much can you really borrow with a home equity loan. While the value of your property is an important factor in determining how much you can borrow with a home equity loan, there are several other criteria that lenders will consider – specifically, your loan-to-value (LTV) ratio and your debt-to-income (DTI) ratio.

A debt consolidation loan can be a valuable tool for managing multiple bills and reducing debt, but this type of lending isn't for everyone. Here are a few important things to consider when determining whether this type of loan is the right solution for you

A blemished credit history is one of the largest obstacles prospective Edmonton homeowners face when shopping for a mortgage. The good news is that having a less-than-perfect credit score doesn't necessarily mean you can't purchase your dream home. Here are a few steps you can take to obtain a bad credit home loan.

Do you have bad credit? Are you looking to buy a home? Here's why you should talk to a bad credit mortgage broker about your finances.

Do you have multiple debts? Are they accumulating to the point where you can't pay them? Here's how we may be able to help with a debt consolidation loan.

Learn More About USING YOUR HOME EQUITY TO QUALIFY FOR A LOAN