What are the Pros & Cons of a Debt Consolidation Loan?
Being in debt can be overwhelming, especially if you owe different lenders. The best solution to managing such debts depends on your unique situation.
How NOT to Use Equity Lending
A loan against your home equity can either be a good or wrong financial step. It depends on how you intend to spend the money. We have highlighted how not to use equity lending below.
Will a Second Mortgage Hurt My Credit?
If you are wondering whether taking a second mortgage will hurt your credit, then the simple answer is No. Keep reading to learn more.
Is a Home Equity Mortgage Loan Right for You?
Home equity mortgage loans allow homeowners to maximize the equity they have built in their properties to secure low-interest loans. But are these loans right for you?
Can Equity Lending Help Get You Out of Debt?
Getting out of debt is one of the life goals that many people struggle with. Those who successfully get out of debt often use strategic financial management techniques such as debt consolidation.
How Can a Debt Consolidation Loan Help You Regain Control of Your Finances?
By consolidating your debts, you can better keep track of all your finances. Similarly, if you manage to secure a low-interest debt consolidation loan and still maintain your monthly debt payment rate, you can pay off your debt faster.
How Difficult is it To Get Approved for a Second Mortgage?
Homeowners looking to take a second mortgage on their properties are often skeptical of the loan product to choose and the lender to work with. If this sounds like you, we have you covered.
How Does Equity Lending Work?
Whether you are running short of cash or going through tough financial times, it's possible to secure a fixed-interest loan using your home or own property as collateral.
Why You Might Consider a Second Mortgage
As the name suggests, a second mortgage is a type of loan taken against your property while still repaying your first mortgage. But why might you consider a second mortgage?
The Pros and Cons of a Home Equity Mortgage Loan
Before going for home equity mortgage loans, it's necessary to understand the advantages and disadvantages of second mortgages. We've rounded up the pros and cons below, including some second mortgage alternatives.
Questions You Should Ask About Equity Lending
Most people don’t ask enough questions when taking a home equity loan. We’ve rounded up the five must-ask questions to boost your chances of landing a good deal.
What to Know about Second Mortgages
Second mortgages, as the name suggests, are second loans you take on top of a first or primary mortgage. People often take second mortgages when they need a lump sum of money to satisfy their urgent needs.
Lighten Your Financial Load with a Debt Consolidation Loan
Consolidating your debt can help you save money and ease your mind. For example, if you have many payments to make every month, a debt consolidation loan will allow you to have one payment a month that needs to be made.
Can I Use the Equity in My Home to Purchase a Vacation Home or Rental Property?
Using the equity you have in your home is a great way to purchase a second property. You can use the equity in your home as a down payment.
How to Determine Available Equity in Your Home
It is good to know how much equity you have in your home if you’d like to apply for a home equity mortgage loan. There are a few ways you can ballpark this is you have owned your home for more than a few years.
What Do You Need to Get Approved for a Bad Credit Mortgage?
Most people believe that they cannot get a bad credit mortgage. The fact of the matter is that many lenders are open to helping people with low credit scores or people who can prove they are improving them.
Questions to Ask Your Broker about Mortgage Refinancing After Bankruptcy
If you’re considering mortgage refinancing after bankruptcy, you may not know where to start the refinancing process. Here are several questions you can ask your mortgage broker. Call us today to have your questions answered.
What Can I Do with the Funds from a Second Mortgage?
With a second mortgage, you can gain funds by leveraging the equity you currently hold in your home. Here are some ways you can get and utilize a second mortgage on your home.
How a Debt Consolidation Loan Can Get Your Finances Back on Track
A debt consolidation loan can provide you with the assets you need to get your finances back on track. It is a tool that can be used to lower your monthly payments, lower your interest rates, and consolidate the number of payments you are making each month.
How Does Mortgage Refinancing Work?
Mortgage refinancing can be an excellent option for many reasons. Refinancing your mortgage can help you save money over the long run. It can also get you the money you need for a big renovation project or other large price tag items that come up in life.
Learn More About USING YOUR HOME EQUITY TO QUALIFY FOR A LOAN